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Ally Portfolio Management Analyst in Duluth, Georgia

As a part of the Dealer Portfolio Management team, the Analyst is responsible for Portfolio Risk Management and identifying growth and profit opportunities. Responsibilities may include dealer interface/service; continuous monitoring of company Dealer lending portfolios; concentrating on areas of risk and loss prevention. Requires critical analysis and frequent contact with dealership personnel, matrix partners and outside stakeholders. Must comply with strict adherence to company risk management policies and guidelines.

Job Responsibilities

  • Monitor and manage assigned portfolio through data obtained from both internal and external sources.

  • Conduct proactive risk recognition.

  • Manage exposure utilizing current company risk management policies, procedures and guidelines.

  • Develop appropriate action plans to mitigate risk and resolve outstanding issues.

  • Ensure wholesale credit lines are appropriate based on credit factors, sales rates, inventory turnover and seasonal/market fluctuations; ensure outstanding remain within established credit lines at all times.

  • Manage exposure utilizing current company risk management policies, procedures and guidelines.

  • Execute all action plans and contingencies.

  • Prepare and participate in Risk and Opportunities Meetings (ROM).

  • Use a collaborative approach with other business units including Administration, Risk, Sales, and Underwriting.

  • Identify growth opportunities within portfolio and leverage Business Development for revenue growth.

  • Maximize corporate profitability and ROE.


  • HS diploma or equivalent required. Associate / Bachelor's degree in business related discipline preferred. 4 + years in customer service or financial services industry is needed. Prior leadership experience is needed. Education may be used as a proxy for

  • Ability to perform technical based activities

  • Knowledge of and exposure to fundamental theories, principles and concepts.

  • Leveraging technical expertise and relationships to contribute to strategy and drive business results

  • Proficient in intermediate MS applications (Word, Excel, Access, PowerPoint and Outlook)

Ally Overview

Ally Financial Inc. (NYSE: ALLY) is a leading digital financial services company and a top 25 U.S. financial holding company offering financial products for consumers, businesses, automotive dealers and corporate clients. Ally's legacy dates back to 1919, and the company was redesigned in 2009 with a distinctive brand, innovative approach and relentless focus on its customers. Ally has an award-winning online bank (member FDIC), one of the largest full service auto finance operations in the country, a complementary auto-focused insurance business, a growing digital wealth management and online brokerage platform, and a trusted corporate finance business offering capital for equity sponsors and middle-market companies.

Business Unit/Enterprise Function Description

Ally Auto's U.S. auto finance operations provide a wide array of financial products and services to automotive dealerships and retail automotive customers in the United States. Together with Dealer Products and Services, the U.S. auto finance team has built strong dealer relationships by offering high-quality wholesale financing services, attractive volume incentives and a full array of highly competitive products like extended service contracts, dealership insurance products and more.

Total Rewards

Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. Plus, we have a flexible paid-time-off program including time off for volunteer opportunities. Ally's Total Rewards Program is designed to enrich your life at work -- and outside of it and includes:

  • Industry-leading 401K retirement savings plan with matching and company contributions

  • Wellness program encouraging healthy living with financial rewards

  • Flexible health insurance options including dental and vision

  • Pre-tax Health Savings Account with generous employer contributions

  • Pre-tax commuter benefits

  • Other work-life integration benefits including parental and caregiver leave, adoption assistance, backup child and adult/elder day care program, child care discounts, tuition reimbursement, LifeMatters® Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs

Ally is an Equal Opportunity Employer

We extend equal employment opportunities to qualified applicants and employees on an equal basis regardless of an individual's age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.

Job Title: Portfolio Management Analyst

Company: Ally Financial Inc.

Category: Portfolio Management

BU Function: Auto

Experience Level: Experienced

Requisition ID: 19-6983