Ally Assoc Dealer Credit Analyst in Duluth, Georgia
As a part of the Dealer Credit Administration Management team, the Dealer Credit Analyst I oversee the process of completing dealer wholesale inventory audits and/or, leads the team responsible for administration of consumer dealer accounts and ensures strict adherence to company risk management policies and guidelines. Responsibilities may include dealer interface/service; developing and driving a culture of continuous improvement; concentrating on areas of risk and loss prevention. Serves as a Subject Matter Expert to internal and external customers/matrix partners. Incumbent is in the process of developing basic skills. Almost all activities are transaction oriented (and not related to new business). A significant portion of time is spent on basic work (e.g., due diligence, document processing, financial/ statistical analysis).
Personnel and self-development: Actively coach and mentor employees. Enhance personal development through training and mentoring.
Enhance profitability: Seek and act on opportunities to reduce operating costs. Ensure expenses are properly allocated to appropriate cost center. Continuously review and update process maps.
Adhere to company policies/procedures and escalate any matters that are not compliant.
Follow departmental processes to ensure established metrics are achieved, dealer and matrix partners' expectations are met and loss exposure is mitigated. Provide stakeholders frequent status updates and solicit feedback. Proactively work to resolve internal conflicts and develop effective working relationships.
Manage Audit Administration: Ensure audit instructions and Ally policies are kept current and procedures are followed. Oversee the audit processes to ensure timely process flow, accurate completion and prompt communication of results to monitoring group.
HS diploma or equivalent required. Associate / Bachelor's degree in business related discipline preferred.
3 + years in financial services or similar industry is needed. Prior leadership experience is preferred. Education may be used as a proxy for experience.
Perform technical tasks required to support ongoing business operations
Skilled technician in a hands-on environment, often highly specialized.
Typically requires advanced knowledge of Microsoft Office Programs
Strong analytic/problem solving skills required
Ally Financial Inc. (NYSE: ALLY) is a leading digital financial services company and a top 25 U.S. financial holding company offering financial products for consumers, businesses, automotive dealers and corporate clients. Ally's legacy dates back to 1919, and the company was redesigned in 2009 with a distinctive brand, innovative approach and relentless focus on its customers. Ally has an award-winning online bank (member FDIC), one of the largest full service auto finance operations in the country, a complementary auto-focused insurance business, a growing digital wealth management and online brokerage platform, and a trusted corporate finance business offering capital for equity sponsors and middle-market companies.
Business Unit/Enterprise Function Description
Ally Auto's U.S. auto finance operations provide a wide array of financial products and services to automotive dealerships and retail automotive customers in the United States. Together with Dealer Products and Services, the U.S. auto finance team has built strong dealer relationships by offering high-quality wholesale financing services, attractive volume incentives and a full array of highly competitive products like extended service contracts, dealership insurance products and more.
Total Rewards Information
Ally's compensation program offers market-competitive base pay and bonus pay potential based on achieving personal and company goals. Plus, we have a flexible paid time-off program with an emphasis on work-life balance.
Ally offers a variety of benefits to protect your health and well-being, provide financial security and balance your work-life needs including:
Industry-leading 401K Retirement Savings Plan including Matching and Company Contributions
Comprehensive wellness program with financial incentives designed to help you achieve your best health
Flexible health insurance options including dental and vision
Pre-tax Health Savings Account with generous employer contributions
Pre-tax dependent care and commuter benefits
Other work-life integration benefits including Paid Parental & Caregiver Leave, Adoption Assistance, Back-up Child & Adult/Elder Care, Child Care Discounts, Tuition Reimbursement, LifeMatters Employee Assistance Program, Weight Watchers and other employee discount programs
Ally is an Equal Opportunity Employer
We extend equal employment opportunities to qualified applicants and employees on an equal basis regardless of an individual's age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.
Job Title: Assoc Dealer Credit Analyst
Company: Ally Financial Inc.
BU Function: Auto
Experience Level: Experienced
Requisition ID: 19-7021