Ally Underwriter in Detroit, Michigan

Responsible for evaluating and decisioning consumer offerings within Ally underwriting policies. Expected to develop and maintain a high level of customer service for their assigned territory. The territory assigned will require the management of a portfolio of dealers and also leverage the potential to further grow the business. This role comes with more challenging targets and requirements than the Associate Consumer Underwriter role.

Job Responsibilities

  • Maximize portfolio revenue by practicing sound underwriting judgment and risk management principles

  • Ensure compliance with underwriting policies; elevate risk issues, and stay abreast of constant changes in policy and procedures

  • Limited travel will be required for this role. Requires flexibility in work schedule, evening hours and weekends may be required


  • HS diploma or equivalent required. Associate / Bachelor's degree in business related discipline preferred. 2 - 5 years in auto finance consumer underwriting (prime, sub-prime, and/or non-prime) is needed. Prior leadership experience is needed.

  • Ability to perform technical based activities

  • Knowledge of and exposure to fundamental theories, principles and concepts.

  • Leveraging technical expertise and relationships to contribute to strategy and drive business results

  • Familiar with the Auto Finance industry, consumer credit, trend analysis/analytics

  • Excellent sales, negotiation, problem solving, and analyitical skills

  • Must be an independent worker with strong time management skills

Ally Overview

Ally Financial Inc. (NYSE: ALLY) is a leading digital financial services company and a top 25 U.S. financial holding company offering financial products for consumers, businesses, automotive dealers and corporate clients. Ally's legacy dates back to 1919, and the company was redesigned in 2009 with a distinctive brand, innovative approach and relentless focus on its customers. Ally has an award-winning online bank (member FDIC), one of the largest full service auto finance operations in the country, a complementary auto-focused insurance business, a growing digital wealth management and online brokerage platform, and a trusted corporate finance business offering capital for equity sponsors and middle-market companies.

Business Unit/Enterprise Function Description

Ally Auto's U.S. auto finance operations provide a wide array of financial products and services to automotive dealerships and retail automotive customers in the United States. Together with Dealer Products and Services, the U.S. auto finance team has built strong dealer relationships by offering high-quality wholesale financing services, attractive volume incentives and a full array of highly competitive products like extended service contracts, dealership insurance products and more.

Total Rewards Information

Ally's compensation program offers market-competitive base pay and bonus pay potential based on achieving personal and company goals. Plus, we have a flexible paid time-off program with an emphasis on work-life balance.

Ally offers a variety of benefits to protect your health and well-being, provide financial security and balance your work-life needs including:

  • Industry-leading 401K Retirement Savings Plan including Matching and Company Contributions

  • Comprehensive wellness program with financial incentives designed to help you achieve your best health

  • Flexible health insurance options including dental and vision

  • Pre-tax Health Savings Account with generous employer contributions

  • Pre-tax dependent care and commuter benefits

  • Other work-life integration benefits including Paid Parental & Caregiver Leave, Adoption Assistance, Back-up Child & Adult/Elder Care, Child Care Discounts, Tuition Reimbursement, LifeMatters Employee Assistance Program, Weight Watchers and other employee discount programs

Ally is an Equal Opportunity Employer

We extend equal employment opportunities to qualified applicants and employees on an equal basis regardless of an individual's age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.

Job Title: Underwriter

Company: Ally Financial Inc.

Category: Underwriting

BU Function: Auto

Requisition ID: 19-5198