Ally Risk Analyst II in Detroit, Michigan

The Risk Analyst will be responsible for the completion of required due diligence/financial analysis on comprehensive and administrative reviews associated with the renewal of existing credit lines, as well as loan approvals and new wholesale acquisitions. Due diligence includes the accurate reporting of findings through established reporting functions and ensuring corporate compliance and risk management. The position will require the ability to perform in-depth analysis, contact with key dealership personnel, and communication with internal and external stakeholders. Additionally, the Commercial Risk Analyst will provide recommendations and supporting documentation to improve company performance and mitigate exposure. It is expected that this position will support department training initiatives.

Job Responsibilities

  • Conduct financial analysis on dealership wholesale accounts from data obtained from both internal and external sources

  • Produce formalized management reporting and analysis for post review

  • Complete administrative review to document company compliance and ensure that guidelines are met

  • Interface and communicate with Dealerships and stakeholders to obtain all information required

  • Update company records, logs, reports, and internal control systems with information gathered during the underwriting review

  • Leverage information between other areas of expertise


  • Undergraduate degree or equivalent training, Graduate degree preferred, but not required

  • Understanding of dealership and wholesale administration a plus

  • Strong financial analysis and analytic/problem solving skills required

  • Proficient in intermediate MS applications (Word, Excel, Access and PowerPoint)

  • High level of written and oral communication skills as well as attention to detail

  • Strong organizational skills and time management abilities

  • Ability to adapt to change quickly

Ally Overview

Ally Financial Inc. (NYSE: ALLY) is a leading digital financial services company and a top 25 U.S. financial holding company offering financial products for consumers, businesses, automotive dealers and corporate clients. Ally's legacy dates back to 1919, and the company was redesigned in 2009 with a distinctive brand, innovative approach and relentless focus on its customers. Ally has an award-winning online bank (member FDIC), one of the largest full service auto finance operations in the country, a complementary auto-focused insurance business, a growing digital wealth management and online brokerage platform, and a trusted corporate finance business offering capital for equity sponsors and middle-market companies.

Business Unit/Enterprise Function Description

Ally Insurance is a leading provider of automobile-related insurance, vehicle maintenance and reinsurance products, and services for automobile dealers and their customers. The business focuses on developing and maintaining robust and lasting relationships developed directly with our dealers. By partnering with them, we are best able to offer them comprehensive solutions for their business, and valuable products and services to consumers.

The business offers vehicle service and maintenance contracts, including our flagship, industry leading product, Ally Premier Protection which is available for new and used vehicles of virtually all makes and models, as well as other ancillary F-I products, such as our GAP and Tire - Wheel products. Ally Insurance also services the insurance needs of our dealers' businesses by offering dealer inventory insurance, and liability and property protection, as well as provides training and consultative services to help their business' succeed.

Total Rewards Information

Ally's compensation program offers market-competitive base pay and bonus pay potential based on achieving personal and company goals. Plus, we have a flexible paid time-off program with an emphasis on work-life balance.

Ally offers a variety of benefits to protect your health and well-being, provide financial security and balance your work-life needs including:

  • Industry-leading 401K Retirement Savings Plan including Matching and Company Contributions

  • Comprehensive wellness program with financial incentives designed to help you achieve your best health

  • Flexible health insurance options including dental and vision

  • Pre-tax Health Savings Account with generous employer contributions

  • Pre-tax dependent care and commuter benefits

  • Other work-life integration benefits including Paid Parental & Caregiver Leave, Adoption Assistance, Back-up Child & Adult/Elder Care, Child Care Discounts, Tuition Reimbursement, LifeMatters Employee Assistance Program, Weight Watchers and other employee discount programs

Ally is an Equal Opportunity Employer

We extend equal employment opportunities to qualified applicants and employees on an equal basis regardless of an individual's age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.

Job Title: Risk Analyst II

Company: Ally Financial Inc.

Category: Risk

BU Function: Auto

Requisition ID: 19-5183