Ally Treasury Analyst II in Charlotte, North Carolina

Position Description

The BSM forecast team is responsible for forecasting the balance sheet and net interest income for the company. This forecast is an input into the interest rate risk management team in balance sheet management team as well as into the corporate earnings forecast. The NII forecast team is organized in two teams, one focusing on the asset side of the balance sheet and the other, liabilities and liquidity.

The primary responsibility of the asset team is forecasting balance sheet levels and income for asset balances including Retail and Commercial Auto, Lease, Mortgage, Corporate Finance and Investment Securities.

Job Responsibilities

  • Support forecast modeling using analytics software (QRM), owning and understanding inputs and output

  • Work closely with all lines of business across Ally, various finance teams, and internal BSM and Treasury teams for assumptions and analytics

  • Perform monthly Long-Term Liquidity Forecast

  • Conduct variance analysis of actual NII versus forecast

  • Responsible for consolidation and reporting efforts to support the weekly, month end, and ALCO forecast deliverables

  • Perform periodic updates to the forecast to assess changes in interest rates (forward curve)

  • Strategic and ad-hoc analysis as needed


  • 4-year bachelor's degree in Finance, Economics or related area

  • 3-5 years related working experience, preferably in financial industry

  • Proven, strong attention to detail

  • Strong technical skills, specifically in Excel

  • Fast aptitude to learn software programs

  • Proficiency in all Microsoft Office tools

  • Good organizational skills

  • Excellent communication and presentation skills

  • Strong ethics, accountability, and work aptitude

  • Team player and ability to self-start and work independently

Preferred Qualifications:

  • QRM, SAP, Eagle or SAS Experience

  • Knowledge and experience in asset management

  • Understanding of interest rate indexes and forward curves

Ally Overview

Ally Financial Inc. (NYSE: ALLY) is a leading digital financial services company and a top 25 U.S. financial holding company offering financial products for consumers, businesses, automotive dealers and corporate clients. Ally's legacy dates back to 1919, and the company was redesigned in 2009 with a distinctive brand, innovative approach and relentless focus on its customers. Ally has an award-winning online bank (member FDIC), one of the largest full service auto finance operations in the country, a complementary auto-focused insurance business, a growing digital wealth management and online brokerage platform, and a trusted corporate finance business offering capital for equity sponsors and middle-market companies.

Business Unit/Enterprise Function

Ally's Treasury organization is a key component of our funding strategy that contributes to the growth and development of our thriving Ally Bank. The Treasury organization includes Capital Management, Balance Sheet Management, Global Functions and Liquidity, Structured Funding and Bank Relations, Treasury/Capital Markets Operations, and the Treasury Program Management strategic areas of our organization. Our Treasury professionals are responsible for effectively managing balance sheet, capital, and liquidity of the company while ensuring the business units are adequately funded to support profitability and growth.

Total Rewards Information

Ally's compensation program offers market-competitive base pay and bonus pay potential based on achieving personal and company goals. Plus, we have a flexible paid time-off program with an emphasis on work-life balance.

Ally offers a variety of benefits to protect your health and well-being, provide financial security and balance your work-life needs including:

  • Industry-leading 401K Retirement Savings Plan including Matching and Company Contributions

  • Comprehensive wellness program with financial incentives designed to help you achieve your best health

  • Flexible health insurance options including dental and vision

  • Pre-tax Health Savings Account with generous employer contributions

  • Pre-tax dependent care and commuter benefits

  • Other work-life integration benefits including Paid Parental & Caregiver Leave, Adoption Assistance, Back-up Child & Adult/Elder Care, Child Care Discounts, Tuition Reimbursement, LifeMatters Employee Assistance Program, Weight Watchers and other employee discount programs

Ally is an Equal Opportunity Employer

We extend equal employment opportunities to qualified applicants and employees on an equal basis regardless of an individual's age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.

Job Title: Treasury Analyst II

Company: Ally Financial Inc.

Category: Treasury

BU Function: Finance

Requisition ID: 19-5132